Yuva – Personal Loan App

Yuva is an instant personal loan app provided by RBI (Reserve Bank of India) registered NBFC (Non-banking Financial Company) – YUVARAJ FINANCE PRIVATE LIMITED. Our goal is to convey a sense of youthful energy, dynamism, and forward-thinking.

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About us

MAIN FEATURES OF YUVA INSTANT LOAN APP:

Competitive products
Easy to get user interface and modern design
Optimized process with minimum steps and information required
Various loan repayment options (UPI, card, wallet)
24/7 customer support (email, helpline, Whatsapp chat)

DETAILS AND REPRESENTATIVE COST CALCULATION:

Loan amount: up to 20,000 Rs.
Repayment period: 61 – 365 days
Interest rate: 36% per annum
Fees: start at 99 Rs.
Maximum Annual Percentage Rate (including interest rate and fees): 97%

For example, if the loan amount is 10,000 Rs. with a repayment period of 93 days (three installments in 31 days each), the interest is 36% per annum with a one-time processing fee of 699 Rs. The total cost of the loan will be 10,000 Rs. 36% 93 / 365 (interest) + 699 Rs. (all fees applicable) = 917 Rs. + 699 Rs. = 1,616 Rs. The total amount to be paid is 10,000 Rs. + 1,616 Rs. = 11,616 Rs., so a monthly payment is 11,616 Rs. / 3 = 3,872 Rs.

Steps to Get Personal Loan from Yuva

Register with phone number

Pick affordable loan amount and term

Provide data for loan application and verify KYC

Receive decision and sign loan agreement in case of positive one

Right away get money in your bank account

YUVA LOAN APP PROVIDES:

No hidden or upfront fees
Only necessary documentation
Fast decision
New to credit customers can be also considered
Higher loan amounts for repeat clients

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ELIGIBILITY RULES FOR PERSONAL LOAN:

Indian adult citizen
Valid PAN
Aadhaar verification via Digilocker
Monthly household income > 25,000 Rs. and the annual income > 3,00,000 Rs.
Valid bank account details